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Mortgage Prequalification: Lancaster and Lititz Pennsylvania home buying, real estate listings, and homes for sale in Lancaster County, PA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Lancaster and Lititz real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Accepting An Offer >Purchase Negotiations

If you are selling your home, you should be prepared for the day your first offer comes in. When your real estate agent calls to say there is an offer on your home, you will naturally get excited. When your agent describes the offer, you will probably experience an adrenaline rush. Whether the offer is good or bad, you should just remain calm--and discuss a counter-offer with your agent. The negotiations of a purchase begin with the buyer's ideal terms and a counter offer that communicates the seller's ideal terms.

A good agent will look beyond the price when evaluating an offer. If the buyers' financial qualifications are shaky or the offer includes potentially problematic terms or conditions, your real estate agent should be there to minimize any risk to you and to address these items in your counter-offer. Your agent's job is not to make a decision for you, but to be sure that you understand fully what the offer includes and what is expected.

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Real Estate Trivia
Q 
What price range is considered upscale or high-end in residential real estate?

A 
The price range varies depending on the local market, but upscale homes are in the top 10% of an MLS area's annual home sales.
See More Real Estate Trivia >

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The Risser Group, REALTOR®, real estate agents and broker for Lancaster and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Risser Group
Prudential Homesale Services Group

150 North Pointe Blvd
Lancaster, PA. 17601
Phone: 717-560-4877
Fax: 717-581-8788
Email: info@RisserGroup.com

Named 1 of the Top 100 Real Estate Teams in the US by the National Association of Realtors. "Helped Serve Over 3,700 Families" Tom Risser is Lancaster County's Results Plus Realtor. His outstanding real estate achievements and credentials include: PAR- Lifetime Member of Million Dollar Round Table Commonwealth of Pennsylvania - Approved Real Estate Instructor Real Estate Council of Pennsylvania - "Chairman and President's Circle Awards" - Certified Residential Specialist - CRS Realtors Institute - Graduate GRI - State Certified Real Estate Appraiser - Numerous Committee Involvement of Lancaster Association.

ABR CRS ePro Equal Housing GRI MLS REALTOR


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(717) 295-HOME

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