Lancaster and Lititz real estate and homes for sale in Pennsylvania - The Risser Group, REALTORS® The Risser Group REALTORS(r) for Lancaster and Lititz, Pennsylvania real estate - NUMBER1EXPERTS™ The Risser Group NUMBER1EXPERTS(tm) for Lancaster and Lititz, Pennsylvania real estate
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The Risser Group, REALTORŪ, real estate agents and broker for Lancaster and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 717-560-4877.


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Fantastic Representation
"Tom Risser does an absolutely positively fantastic representation of your company - what an asset for you."
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Mortgage Prequalification: Lancaster and Lititz Pennsylvania home buying, real estate listings, and homes for sale in Lancaster County, PA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Lancaster and Lititz real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Pricing >The Value of Your House

One of the sayings from the "gold-rush" days--"Them that's got the gold, sets the price!"--is also a principle that applies to real estate. We say that a house is only worth what someone will pay for it, even though the owner, the bank, and the agent all have their own opinions about the "market value" of a home. In other words, no sale ever takes place until the buyer agrees with the price.

How can sellers arrive at the maximum "fair" price that buyers are willing to pay? Buyers (and appraisers) make their decision based on comparisons. While shopping for a home, buyers will visit many similar homes in their price range and measure the features of each one against the price. They decide which house offers them the maximum value for the price. Buyers do not expect a home to be a "steal" or dramatically under-priced, but they do expect it to be a fair value.

Sellers must determine the value that their home offers in order to arrive at the right price. The real estate agent will advise the sellers what buyers should be willing to pay for their home, but the asking price is set by the seller.

See All Tips In The "Pricing" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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The Risser Group, REALTORŪ, real estate agents and broker for Lancaster and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Risser Group
Century 21 Park Road Ltd

1825 Oregon Pike
Lancaster, PA. 17601
Phone: 717-560-4877
Fax: 717-581-8788
Email: rissergroup@NUMBER1EXPERT.com

"Helped Serve Over 1,500 Families" Tom Risser is the Lancaster County's Results Plus Realtor. His outstanding real estate achievments and credentials include: PAR- Lifetime Member of Million Dollar Round Table Commonwealth of Pennsylvania - Approved Real Estate Instructor Real Estate Council of Pennsylvania - "Chairman and President's Circle Awards" - Certified Residential Specialist - CRS Realtors Institute - Graduate GRI - State Certified Real Estate Appraiser - Numerous Committee Involvement of Lancaster Association.

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