Lancaster and Lititz real estate and homes for sale in Pennsylvania - The Risser Group, REALTORS® The Risser Group REALTORS(r) for Lancaster and Lititz, Pennsylvania real estate - NUMBER1EXPERTS™ The Risser Group NUMBER1EXPERTS(tm) for Lancaster and Lititz, Pennsylvania real estate
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The Risser Group, REALTORŪ, real estate agents and broker for Lancaster and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 717-560-4877.


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First Time Homebuyers: Lancaster and Lititz Pennsylvania home buying, real estate listings, and homes for sale in Lancaster County, PA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. We here at Century 21 Park Road Ltd. The Risser Group are top real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions the only dumb question is the one not asked! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
What was the first land designated by the US government as a National Park?

A 
Yellowstone was established "as a public park or pleasuring ground for the benefit and enjoyment of people" in March 1872.
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The Risser Group, REALTORŪ, real estate agents and broker for Lancaster and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Risser Group
Century 21 Park Road Ltd

1825 Oregon Pike
Lancaster, PA. 17601
Phone: 717-560-4877
Fax: 717-581-8788
Email: rissergroup@NUMBER1EXPERT.com

"Helped Serve Over 1,500 Families" Tom Risser is the Lancaster County's Results Plus Realtor. His outstanding real estate achievments and credentials include: PAR- Lifetime Member of Million Dollar Round Table Commonwealth of Pennsylvania - Approved Real Estate Instructor Real Estate Council of Pennsylvania - "Chairman and President's Circle Awards" - Certified Residential Specialist - CRS Realtors Institute - Graduate GRI - State Certified Real Estate Appraiser - Numerous Committee Involvement of Lancaster Association.

CRSEqual HousingGRIMLSREALTOR


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